Will there be microtransactions in Payday 3?

Smash and grab!
Will there be microtransactions in Payday 3?
Image: Starbreeze Entertainment

Microtransactions have been a point of contention in gaming for what seems like forever. Many players see them as a part of “modern gaming,” whereas others despise their inclusion. No matter where you stand on the subject, a good customer is an informed one, so let’s go through if there will be microtransactions in Payday 3.

Recommended Videos

Will there be microtransactions in Payday 3?

Let’s not dance around the subject. Microtransactions are confirmed to be in Payday 3. You don’t have to take my word for it, as it’s on the official developer’s FAQ page. According to correspondence from the Payday 3 website, players can purchase PAYDAY Credits. These credits are for cosmetics only and don’t affect gameplay. The website also states that this system will arrive post-launch, so we won’t have the full details immediately. I’m not a massive fan of systems like this being implemented after launch because they often turn up after reviews go live, where criticisms won’t affect review scores.

This news will surely anger some players, but it shouldn’t be surprising considering Payday 3’s price point and the series’ history with microtransactions.

The lack of details surrounding post-launch monetization is sure to raise some eyebrows. Long-time players may recall the community meltdown over microtransactions in Payday 2. It’s a can of worms I’d rather not open here, but this Reddit thread from 2015 is just as damning now as it was back then. The TLDR is that the developers said there would be no microtransactions before launch, then added them anyway. 

A lot has changed in the games industry over the last eight years, and many players enjoy cosmetic microtransactions. Look no further than Fortnite to see how phenomenally successful they can be. If Payday 3’s microtransactions are purely cosmetic, I expect we will see gun skins galore. Masks are a huge part of Payday’s identity, so we will inevitably see plenty of those as well.

Are Payday 3’s Microtransactions ‘Pay to Win’? 

Everyone has their own definition of what ‘Pay to Win’ means. I define the term as anything that offers any advantage whatsoever, and that includes things like time skips.

If the answer on the official website is accurate and microtransactions are limited to ‘cosmetic’ rewards, then we can rest easy. Given Payday’s history with microtransactions, it’s up to you if you believe the pre-launch correspondence. There are plenty of examples of cosmetic ‘microtransactions done right’ across the industry. Fingers crossed, we can add Payday 3 to that list after launch. Payday 3 supports cross-play and cross-progression. If you want to create an account ahead of time, check out our guide.

related content
Read Article PSA: Complete your side quests before completing chapters in The Thaumaturge
The Thaumaturge Warsaw
Read Article Final Fantasy 7 Rebirth: Best Folio upgrades for Barret
Final Fantasy 7 Rebirth Best Folio Upgrades For Barret
Read Article Best ways to earn VC in WWE 2K24
Best Ways To Earn Vc In Wwe 2k24(1)
Related Content
Read Article PSA: Complete your side quests before completing chapters in The Thaumaturge
The Thaumaturge Warsaw
Read Article Final Fantasy 7 Rebirth: Best Folio upgrades for Barret
Final Fantasy 7 Rebirth Best Folio Upgrades For Barret
Read Article Best ways to earn VC in WWE 2K24
Best Ways To Earn Vc In Wwe 2k24(1)
Author
Anthony Yates
Anthony is a freelance writer for PC Invasion and has worked in the industry for three years. He's furiously competitive and is always looking for the next big multiplayer hit. Anthony thrives in high-stakes games like Escape From Tarkov and Sea of Thieves. He is also passionate about speedrunning and always looks forward to the next GDQ and ESA events. When he's not grinding leaderboards, Anthony enjoys visiting Arcades, retro gaming, and horror movies.